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Sending Money Home: Japan Tax Checker

Sending money between Japan and your home country can trigger income tax (for non-permanent residents), gift tax, or merely a bank reporting obligation. Use this checker to identify which applies to you.

最終更新 2026-04-30Tax / Foreign residents4分で読めます

Inputs

Diagnosis

1 issue(s) flagged for your transfer of ¥2,000,000.

Bank reporting
Triggered

≥¥1M auto-reported by banks

Tax issue?
No

See flags below

  • Bank reporting (国外送金等調書) triggered

    Any inbound/outbound international transfer of ¥1,000,000 or more is reported by the bank to the NTA. This is automatic—no action required from you, but the NTA may match it to your tax filings.

計算根拠を見る

計算式 / 根拠

  • Tax residency tiers: Non-Resident / Non-Permanent Resident / Permanent Resident (tax)
  • Non-Permanent Resident: Japan-source income + foreign-source income remitted into Japan
  • Permanent Resident (tax): worldwide income taxed
  • Bank reporting: any single transfer ≥ ¥1,000,000 in/out triggers 国外送金等調書 (filed by bank, not you)
  • Gift tax: applies if recipient OR giver is a Japan resident in most cases. ¥1.1M annual exclusion per recipient

注釈

"Tax residency" for income tax is independent of your visa status. The 5-out-of-10 test is in Article 2 of the Income Tax Act. Foreign-source income definitions are technical—consult a tax professional for stocks, rental, and self-employment income from your home country.

最終更新: 2026-04-30

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