New NISA Investment Simulator
Japan's New NISA (since 2024) allows tax-free investing for residents. Calculate growth and tax savings.
Input
JPY/mo
Limit: 100,000 JPY/mo
years
%/yr
Global stocks long-term avg ~5-7%
Estimated Result
Final value after 20 years
20,551,683JPY
Principal 12,000,000 + Profit 8,551,683
- Total principal
- 12,000,000 JPY
- Investment profit
- 8,551,683 JPY
- Final value
- 20,551,683 JPY
- Tax saved (vs 20.315% normal tax)
- 1,737,274 JPY
⚠ Lifetime limit exceededPrincipal exceeds NISA lifetime limit (Tsumitate 18M / Growth 12M JPY). Excess subject to normal tax.
* Monthly compounding approximation. Real returns vary daily, with dividends reinvested. New NISA (since 2024): tax-free indefinitely. NISA is open to foreign residents with My Number, but funds may be locked if you leave Japan permanently — confirm with your broker.