iDeCo Tax Saving Calculator
iDeCo is Japan's individual defined contribution pension. 100% of contributions are deductible from taxable income, with tax-free growth.
Input
JPY
Limit: 23,000/month
JPY/mo
years
Tax savings (estimate)
Total savings over 20 years
1,115,580JPY
Annual 55,779 JPY × 20 years (tax saved on contribution deduction)
- Annual contribution (capped)
- 276,000 JPY
- Income tax saving (10%)
- 28,179 JPY
- Resident tax saving (10%)
- 27,600 JPY
- Annual saving
- 55,779 JPY
- Total contribution (20y)
- 5,520,000 JPY
- Total saving (20y)
- 1,115,580 JPY
* iDeCo (Japanese individual private pension): contributions deduct 100% from taxable income. Open to foreign residents under 60. Funds locked until 60. Returns are tax-free during accumulation.