¥マネハブ

Money Hub Japan > English > Tax > Car Ownership Cost

For foreign residents

Japan Car Ownership Cost Calculator

Owning a car in Japan involves more than fuel and parking — there are several taxes, two kinds of insurance, and the biennial shaken inspection. Enter a few details to estimate your true annual cost, the 13-year total, and cost per kilometre (handy for comparing against car-sharing).

Inputs

km

An average private car drives ~8,000 km/year

km/L

Leave 0 to use the class default

JPY/L
JPY

0 if you park on your own property

JPY

Leave 0 to use the class default

JPY

Leave 0 for default. Oil, tyres, etc.

JPY

0 if paid in cash / paid off

Annual cost breakdown

Per year

255,238JPY

Per month

21,270JPY

Automobile tax30,500 JPY
Weight tax (annualised)8,200 JPY
Compulsory insurance (annualised)8,760 JPY
Voluntary insurance65,000 JPY
Shaken inspection (annualised)25,000 JPY
Fuel77,778 JPY
Parking0 JPY
Maintenance & consumables40,000 JPY
13-year total (excl. loan)
3,318,094 JPY
Cost per km
31.9 JPY

Estimate. Tax and shaken figures are class-based averages (FY2026); actual amounts vary with engine size, vehicle weight, eco-car tax breaks and region. If you drive under ~5,000 km/year, car-sharing is often cheaper.

What makes up the cost

  • Automobile tax (paid every May) — by engine size; kei cars are far cheaper.
  • Weight tax + compulsory insurance (jibaiseki) — paid at the biennial shaken; shown annualised.
  • Voluntary insurance (nin’i hoken) — optional but strongly recommended; direct-type is cheaper.
  • Shaken inspection — every 2 years; the maintenance/agency portion varies a lot by provider.
  • Fuel, parking, maintenance — parking can be the biggest line item in cities.

FAQ

Q. Roughly how much does a car cost per year in Japan?
A kei car runs about 200,000–300,000 JPY/year, a compact 300,000–400,000, a standard car 400,000–550,000, and a large car/SUV 500,000–700,000 — before parking. Monthly city parking of 20,000 JPY adds 240,000/year.
Q. What is “shaken”?
Shaken (車検) is a mandatory roadworthiness inspection every 2 years (3 years for a new car). It bundles weight tax, compulsory insurance and an inspection/maintenance fee. Costs vary widely between dealers, inspection chains and independent garages — get quotes.
Q. Should I own or use car-sharing?
If you drive under about 5,000 km/year, car-sharing or rentals are often cheaper because ownership has large fixed costs (tax, insurance, parking) regardless of use. Compare with the cost-per-km figure above.

Estimate for FY2026 using class-based averages. Actual taxes depend on engine size, vehicle weight, age and eco-car incentives. See the Japanese version for a savings guide.